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Evan - Obviously you're beyond question on the IQ point... I say as much in my previous last para.
However, it "can" depend on what the User needs to do. As an example, I've had 3 Bridge-Zooms in the last 4 years, and of course was working up to learning enough to use a DSLR.
As I'm on limited (disability) income, I aimed for Pentax - not because Canon and Nikon don't have much larger 'modern' lens lineups - they do, but because Pentax's current K-mount can use a plethora of lenses, K-mount and M42, going back half a century - with some excellent and affordable optics in the mix, albeit most of those being manual.
Before I bought a DSLR I already had some lenses - some given to me by my landlord, and a couple of more modern AF Sigmas bought on our local auction site.
So for "learning-in" I bought a very low-count K200D on another forum - and proceded to have a lot of "educational" fun!
My "50-size" is actually a Takumar SMC 55mm f/1.8 - the best of that series - and once I found out how it worked with the camera - found that, closeup to landscapes - it just "IQ slaughtered" anything a Bridge Zoom can do... And the Super Tak 135mm f/2.5 (yes - took me a week to get into that - the manual primes certainly make you work for your hobby!) - just left me gasping "IQ" - and in that case it certainly WAS the "hardware" - as I'm, er, a Bridgey-aimer - nowhere near being a "proper photographer"....!
Even the not-too-good Sigma 28-80mm is a "usable" walk-around lens - and if the 100-300mm 4.5-8.7 DL is "the worst zoom Sigma ever made" - it just "beats the tripes" out of any of the 3 Bridgeys at the 300mm range... Lotsa-fun, even if no 'wondrous' results...
But... I also found that when I went out - in the carry-bag, or backpack along with the tripod - I'd have one - or even two - bridge cameras... A K200D doesn't do video - the HS10 does Full and Std HD, and 5 levels of slow-motion - it does 12fps to the K200's 2.8 - and the "equiv 720mm" reach is there - even if great IQ isn't...
And without a proper Macro lens - the Canon SX10 beats both of the others for "at lens-distance" macros. It's also a "far less intrusive-obvious" in the street snaps camera.
I think, when sorted out - if ever - it'll be a "which camera to take" thing - but there's one thing becoming clearer - just "having a DSLR" - doesn't "solve all and cover everything".
A friend does have a beautiful Nikon D90 - and that really is a lovely camera to hold and balance. He has the Nikon 50 prime, the 18-55 kit, and the 70-300mm VR (which murders my poor old Sigma 100-300 - WOW!) - but... And it's a very big "BUT" - that doesn't "do everything" either - nor is waving-around a real Nikon D90 exactly "unobtrusive" in busy places...! So - in the end-pocket of his bag lives a Canon S95 - and it even does Macro...
So - really - the OP, Abhy - is asking more questions than at first apparent...
I think - as a "learning into" more modern cameras, in their case - and having studied Gordon's Review of it closely - I'd go for the FZ150 - but learn the "exposure triangle" - and get used to using Shutter and Aperture Priority - maybe Manual and MF on a tripod - as a "stage" before getting a DSLR. And because it "does different things" - it'd still be useful for years, alongside whichever DSLR they buy next year...
Regards, Dave.
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