I hear you! I've been in exactly the same situation and although I haven't bought the camera I want yet, I have finally decided which one it is for me!
I went backwards and forwards for ages between the D80 and the D40 and back to the D80 etc. Then I started looking at lenses instead of cameras and I finally settled on the Canon EOS 30D instead.
Maybe you could have a look at it and see if it would suit you. It's been out a while so it's come down in price and you should be able to get a good deal on the camera with the 17-85mm IS lens, which sounds like just what you want. I don't know what the prices are like in Hungary though. From what I've read the image quality is excellent and at high ISO levels, it even rivals the Nikon D200!
You can read Gordon's review here:
but there's no video review unfortunately....Gordon!!!!
Good luck in your decision making...I know it's not easy.