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PostPosted: Tue Aug 14, 2012 9:23 pm 
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Joined: Sun Sep 25, 2011 4:48 pm
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Location: South West UK
Hope this is the right section.
Just wondered if anyone knows a good UK insurer for camera equipment.
Never really thought about it before but only lately realized that I am carrying around several £K worth of equipment in my bag and would hate to lose it or break it.

Any help greatly appreciated.

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PostPosted: Tue Aug 14, 2012 9:53 pm 
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Location: United Kingdom
I can't name any personally but why not search for companies that specialise in providing insurance for professional photographers/videographers?

I'm no expert but I'd imagine they're more flexible in terms of cover and there would probably be less clauses and conditions that they could use to avoid paying out.

The value of your gear probably exceeds what they'd cover but I'd generally avoid insurance that banks offer for cameras and gadgets as some of them are very specific about what counts as "accidental damage" - a friend of mine dropped his camera by accident but the circumstances leading to it being damaged were deemed as "a lack of due care" rather than accidental thus his claim was rejected as they would only consider it accidental if it was caused by a third party in circumstances beyond his control.

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PostPosted: Wed Aug 15, 2012 9:34 am 
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Location: Scotland
Just did a quick Google with the phrase "camera cover home insurance" and there is all sorts of advice. It seems it depends on the value of the kit, how often you take it out of the house (if you keep the kit in the same country) and if you want to cover accidental as well as other types of loss. Here are a few of the links, mostly from people trying to sell you a policy...

http://www.hiscox.co.uk/personal-and-ho ... insurance/
http://www.camerainsurance.co.uk/camera ... rance.aspx
http://www.co-operativeinsurance.co.uk/ ... rance-Home
http://www.insureandgo.com/digital-came ... rance.html

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PostPosted: Wed Aug 15, 2012 11:35 am 
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Joined: Sun Sep 25, 2011 4:48 pm
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Location: South West UK
Thanks for the info's guys. Will take a look at those links.

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PostPosted: Thu Aug 16, 2012 4:09 am 
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Location: Winterpeg, Manisnowba, Canada
Of course, the best insurance you can have is a strap around your neck ;)

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Gear: 7 Nikon Nikkor AI-S and AF-S lenses, SB-700 flash, Nikon D7000, Nikon FM, variety of accessories

"There are no rules for good photographs, there are only good photographs."
- Ansel Adams


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PostPosted: Thu Aug 16, 2012 2:57 pm 
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Location: Toronto, ON
...until it breaks, or catches on something, or comes loose...

;)

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