Get the D90 - or even D80 or a Pentax.
I came to this forum first about a month and a half ago just to ask about the HX1. I actually ended up buying it , i used it , it was okay.
Its funny because I ended up buying a D90 and I am now into photography.
With lot of help from cool peeps on this site , I succeeded.
Check out my Mexico pics in my the travel thread. A week before I went I did not know nothing about photography , I know my pics arent the greatest but they aint bad either.
HX1 is nice but why not spend a bit more and get DSLR , man you can snap some really good shots, saves your money too if you start getting into photography and want to step up.
________buy vapor tower