My opinion: don't bother about 3 vs 9 point AF. It's not neccessarily a guaranty, that more AF-point make it clearer to the cameras CPU which point to focus at
The D40x with this lens combo (esp. the VR 55-200) will make you very happy! And can give you excellent shots.
(yes, there is a Canon EF 55-200mm 4.5-5.6 II USM, albeit without IS. See a test here
. It is a little better at the borders at 55mm, but otherwise forget about this lens. VR/IS rules!)
Thomas (beware: Nikon-fanboy and moderator!) My Lens Reviews
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